Monthly Salary (Basic + DA)
₹1,000₹2,00,000
Annual Salary Increment
%
0%30%
Your Contribution to EPF
%
12%20%
Your Current Age
Yr
1857
EPF Interest Rate
%
1%15%
Maturity Value₹15,208,224
Total Interest₹8,899,015
Total Investment₹6,309,209
41%Invested
Years to Retirement28 yrs
Your Contribution₹4,831,558
Employer Contribution₹1,477,651

📌 EPF Contribution Rules

  • Employee: 12% of Basic + DA
  • Employer → EPF: 3.67%
  • Employer → EPS: 8.33% (capped ₹15,000)
  • Current rate: 8.25% p.a. (FY 2023-24)

💡 Withdrawal Rules

  • Full withdrawal at retirement (age 58)
  • Tax-free if service ≥ 5 years
  • Partial withdrawal for housing, medical, education
  • TDS applicable if withdrawn before 5 years